Your Turnkey Banking Platform for Faster Financial Innovation.


Embedding finance into your online app? Building a digital bank or wallet? Running a credit finance app? 

ADIBA Banking as a Platform (BaaP) solutions empowers our clients innovate faster on their digital offerings.


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ABOUT ADIBA

Innovate Faster, Cheaper

The breakneck pace of innovation in finance is forcing institutions to adapt quickly or risk falling behind. Traditional methods of launching new initiatives simply can't keep up.

ADIBA presents, day one, a ready set of omni-channel APIs that avails our partners the core features of any financial solution. These features include client onboarding, client management, savings, loans and investments account creation and management, cards management, payments and more.

With ADIBA's pre-built infrastructure and streamlined development process, you significantly reduce the time needed to launch new financial initiatives. This allows institutions focus on seizing market opportunities quickly and staying ahead of the competition, all the while ensuring the safety and integrity of your financial data.

Explore our APIs →

50,000+ fintechs across the world run ADIBA applications.

Join us and make your company a better place.

EDITOR'S PICK

Featured Applications

Browse our complete collections of applications here.

RETAIL / LOAN ENGINE

AI Powered Credit Solutions

ADIBA retail banking engine was designed to meet the unique needs of SMEs and retail customers by providing end-to-end automated journey for enjoying seamless banking transactions and facilitating swift payments and collections.

One of such benefits of ADIBA is in the ability to make informed credit decisions with our innovative AI-powered loan engine. Our rules-based and machine learning-driven automation streamlines the loan approval process, providing faster turnaround times and optimizing loan efficiency.

more on Retail / Loan Engine →

CARDS MANAGER

Ultimate Card Control Center

Gain complete control over your card issuance and management with our intuitive Card Platform Manager. As a card owner or an authorized back-office user, quickly and securely block or freeze cards to prevent unauthorized transactions.

Easily process requests for new cards, ensuring prompt issuance and activation. Manage the entire card lifecycle, from activation to physical delivery. Send automated reminders to card holders upon approaching card expiry. These are some of the benefits with Card Manager.

more on Cards Manager →

BENEFITS

Why ADIBA?

Faster Time to Market
Our pre-built infrastructure and streamlined development process significantly reduce the time needed to launch new financial initiatives.

Reduced Operational Cost
We reduce the need for expensive internal compute and developer resources. This translates to significant cost saving for our clients.

Simplified Compliance
We take the unique regulatory requirements per region and tailor our offerings enforce those required actions. In addition, you have flexibility to add your own actions.

Effortless Administration
Our user-friendly and intuitive dashboard lets you easily run the back-office and monitor platform activity without needing extensive technical expertise.

Deeper Insights
Our in-built analytics tools offer valuable insights into key areas like credit risk, user behavior, and transaction flow. This empowers institutions to make data-driven decisions, optimize operations, and identify new growth opportunities