Empowering you to offer embedded financial services
Our Banking Cloud platform has everything you need to build your own banking products.
We have partenered with top notch finance companies
About Us
The foremost embedded finance and digital banking platform
ADIBA is a technology company with banking and financial institution partners across the globe.
With our straightforward APIs, you can embed our fully digital banking services directly into your product. We bring together the best of the worlds of technology and banking and take care of all regulatory complexities so you can focus on what really matters: Your customers.
Solution
Our solutions for your embedded finance needs
Our retail engine provides banking features as well as an omnichannel API that powers embedded finance with your institutions
Digital Banking
Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.
Payment
Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.
Lending
Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.
Identification
Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.
Qualities
Banking tech reimaginged
Powerful APIs
With our smart API accessible services, you can easily manage the data of your users in real-time throughout the entire customer lifecycle: from onboarding to long-term support.
Data Mesh Architecture
Take advantage of our state-of-the-art data mesh architecture to leverage essential data for decision making, planning, forecasting, and regulatory compliance.
Cutting-edge technology
Our unique Banking Cloud platform has some of the most advanced RESTful APIs in the European market. Our APIs are designed for scalability and international expansion.
Cloud-based banking
Our entire banking infrastructure is cloud-based. This way we create exceptional banking experiences for our partners' customers. We are leading the development of innovative and truly digital financial products.
Client Testimonials
Embedded finance success stories
“We got to know ADIBA as a super cooperative partner, always solution-oriented, always targeted towards being successful together and producing something good for the customer.”
Fabiana Mingrone
Kijana Inc
Qualities
Banking tech reimagined
Neutrality
As a B2B2X platform, ADIBA is always a neutral partner and never competes for customers. All products are adapted to the brand design of our partners.
Speed & flexibility
Our platform approach ensures fast and easy product customization, resulting in superb customer-centric financial features with minimal time-to-market.
Increased customer loyalty
Integrate financial services into your product landscape and increase customer loyalty with this service. Financial features that are customized are the perfect add-on to be remembered as a brand.
Fully licensed bank
With our German banking license and additional EMI licenses, we can operate in all EU countries and the UK. We always take care of all regulatory complexities so you can focus on creating the best product for your customers.
Fabiana Mingrone
“The features on monday.com make our team work faster and easier to organize”