Empowering you to offer embedded financial services

Our Banking Cloud platform has everything you need to build your own banking products.

We have partenered with top notch finance companies

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About Us

The foremost embedded finance and digital banking platform

ADIBA is a technology company with banking and financial institution partners across the globe.

With our straightforward APIs, you can embed our fully digital banking services directly into your product. We bring together the best of the worlds of technology and banking and take care of all regulatory complexities so you can focus on what really matters: Your customers.

Solution

Our solutions for your embedded finance needs

Our retail engine provides banking features as well as an omnichannel API that powers embedded finance with your institutions

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Digital Banking

Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.

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Payment

Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.

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Lending

Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.

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Identification

Build your own neobank and offer various types of accounts with our Digital Banking and Accounts APIs.

Qualities

Banking tech reimaginged

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Powerful APIs

With our smart API accessible services, you can easily manage the data of your users in real-time throughout the entire customer lifecycle: from onboarding to long-term support.

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Data Mesh Architecture

Take advantage of our state-of-the-art data mesh architecture to leverage essential data for decision making, planning, forecasting, and regulatory compliance.

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Cutting-edge technology

Our unique Banking Cloud platform has some of the most advanced RESTful APIs in the European market. Our APIs are designed for scalability and international expansion.

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Cloud-based banking

Our entire banking infrastructure is cloud-based. This way we create exceptional banking experiences for our partners' customers. We are leading the development of innovative and truly digital financial products.

Client Testimonials

Embedded finance success stories

“We got to know ADIBA as a super cooperative partner, always solution-oriented, always targeted towards being successful together and producing something good for the customer.”

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Fabiana Mingrone

Kijana Inc

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Qualities

Banking tech reimagined

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Neutrality

As a B2B2X platform, ADIBA is always a neutral partner and never competes for customers. All products are adapted to the brand design of our partners.

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Speed & flexibility

Our platform approach ensures fast and easy product customization, resulting in superb customer-centric financial features with minimal time-to-market.

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Increased customer loyalty

Integrate financial services into your product landscape and increase customer loyalty with this service. Financial features that are customized are the perfect add-on to be remembered as a brand.

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Fully licensed bank

With our German banking license and additional EMI licenses, we can operate in all EU countries and the UK. We always take care of all regulatory complexities so you can focus on creating the best product for your customers.